Owners of commercial and non-homesteaded real estate have watched their ad valorem tax bill increase each year for the past six years. We are often quick to question the property appraiser, but note that the assessed value reflects the market value and does not determine taxes—millage determines taxes. City and County commissioners control millage rates. Ad valorem revenues to governments have increased annually by 13% for six years. This windfall would delight any business. The result of the windfall is more money for government to expand and fund new projects. The less obvious result is the impact on affordable housing as rental rates are increased to help offset rising taxes. Similarly, commercial rental rates are increased to pay taxes which pressures businesses. Simple solution—reduce the millage rate.